- Capital ratios for significant institutions remain stable in the first quarter of 2019, with total capital ratio at 17.99% and CET1 at 14.34%.
- NPL ratio decreases further to 3.67%, lowest level since time series first published in 2015.
- Liquidity coverage ratio increases to 149.71%.
Capital adequacy
Capital ratios for significant institutions remained stable in the first quarter of 2019. The Common Equity Tier 1 (CET1) ratio stood at 14.34%, the Tier 1 ratio at 15.59% and the total capital ratio at 17.99%. Average CET1 capital ratios at participating Member State level range from 11.77% in Spain to 27.69% in Estonia.
Asset quality
The non-performing loans ratio (NPL ratio) decreased further to 3.67% in the first quarter of 2019, which was the lowest level since supervisory banking statistics were first published in the second quarter of 2015.
Liquidity
The liquidity coverage ratio increased to 149.71% in the first quarter of 2019, from 145.78% in the previous quarter. The average values range from 74.07% in Greece[1] to 387.21% in Slovenia.
